How to file a VA disability claim: a plain-English, step-by-step guide

Filing a VA disability claim can feel overwhelming, but the process is more predictable than it looks. Here is the whole thing, start to finish, in plain language.

Step 1: File an Intent to File first

Before anything else, submit an Intent to File. It tells the VA you plan to file and locks in your effective date, protecting up to a year of back pay while you gather evidence. It is free and takes minutes.

Step 2: Create your VA.gov account

You will file and track everything through VA.gov using a Login.gov or ID.me account. This is also where you check your claim status later.

Step 3: Gather your evidence

A claim needs to show three things: a current diagnosis, an in-service event or exposure, and a link between them. Pull your service treatment records, DD-214, current medical records, and any buddy or lay statements. For presumptive conditions, you generally do not need a nexus opinion.

Step 4: Complete VA Form 21-526EZ

This is the application for disability compensation. List every condition you are claiming and how each connects to your service. Filing as a Fully Developed Claim, with all your evidence up front, is usually the fastest track.

Step 5: Submit, then attend your C&P exam

Submit online, by mail, or with help. The VA will often schedule a Compensation and Pension (C&P) exam. Attend it, and describe your symptoms honestly and specifically, including your worst days. After that, the VA reviews everything and issues a rating decision.

Get free help

You never have to pay to file an initial claim. Free VA-accredited Veterans Service Officers (through DAV, VFW, the American Legion, and county offices) can file the whole thing with you at no cost, and often have strong grant rates.